How to Download and Use the M&T Bank App
If you are looking for a convenient and secure way to manage your money, you might want to consider downloading and using the M&T Bank app. This app allows you to access your personal and business accounts, deposit checks, pay bills, transfer funds, send money with Zelle, and more. In this article, we will show you what M&T Bank is, why you should use its app, how to download it, and how to use it.
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What is M&T Bank and why use its app?
M&T Bank is a regional bank that offers a range of financial products and services for individuals, businesses, and institutions. It has more than 700 branches and 1,800 ATMs across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and Washington D.C. It also has a digital banking platform that lets you access your accounts online or through its mobile app.
M&T Bank overview
Some of the features and benefits of banking with M&T Bank are:
Checking accounts with no monthly maintenance fee
Savings accounts with competitive interest rates
Credit cards with rewards and security features
Mortgages and loans with flexible options
Investments and insurance products
Business banking solutions
Customer service and support
Benefits of M&T Bank app
The M&T Bank app is a mobile banking app that lets you manage your money from the palm of your hand. Some of the benefits of using the app are:
You can view your balances, transactions, credit limits, and check images
You can deposit checks from your smartphone at no extra charge
You can transfer funds between your M&T accounts or make payments to your M&T loans and credit cards
You can pay bills with the confidence of the M&T Bill Pay Guarantee
You can send money with Zelle to almost anyone with a bank account in the U.S.
You can log in with your fingerprint or facial recognition on compatible devices
You can order a replacement card, report a lost or stolen card, or add authorized users to your credit card
You can get timely account information with M&T Alerts via email, text, or app notification
You can use the M&T Money Smart feature to categorize your transactions, customize your budgets, and track your spending
You can use the M&T Flash Funds feature to make your mobile deposit immediately available for withdrawals or purchases for a fee
You can access customer service and support through the app
You can find the nearest branch or ATM location
How to download the M&T Bank app
The M&T Bank app is available for both Android and iOS devices. Here are the steps to download it:
For Android devices
Open the Google Play Store on your device
Search for "M&T Mobile Banking"
Tap on the app icon and then tap on "Install"
Wait for the app to download and install on your device
Open the app and follow the instructions to enroll in online banking or log in with your existing user ID and passcode
For iOS devices
Open the App Store on your device
Search for "M&T Mobile Banking"
Tap on the app icon and then tap on "Get"
Enter your Apple ID password or use Touch ID or Face ID to confirm
Wait for the app to download and install on your device
Open the app and follow the instructions to enroll in online banking or log in with your existing user ID and passcode
How to use the M&T Bank app
Once you have downloaded and installed the M&T Bank app, you can start using it to manage your money. Here are some of the things you can do with the app:
How to enroll in online banking
If you are a new M&T Bank customer or you have not enrolled in online banking yet, you can do so through the app. Here are the steps:
Open the app and tap on "Enroll Now"
Select your account type (Personal or Business)
Enter your account number, Social Security number, email address, and phone number
Create your user ID and passcode
Review and accept the terms and conditions
Verify your identity with a one-time code sent to your email or phone
Set up your security questions and answers
Choose your preferences for paperless statements, alerts, and marketing communications
You are now enrolled in online banking and can access your accounts through the app
How to log in with your user ID and passcode
If you have already enrolled in online banking, you can log in to the app with your user ID and passcode. Here are the steps:
Open the app and enter your user ID and passcode
If you want to use fingerprint or facial recognition to log in, tap on "Remember Me" and follow the prompts to enable it on your device
You are now logged in to the app and can access your accounts and features
How to access your accounts and transactions
The app allows you to view your balances, transactions, credit limits, and check images for all your M&T accounts. Here are the steps:
Log in to the app with your user ID and passcode or fingerprint or facial recognition
Tap on the menu icon on the top left corner of the screen
Tap on "Accounts" to see a list of all your accounts and their balances
Tap on any account to see its details, such as available credit, interest rate, due date, minimum payment, etc.
Swipe left or right to see more accounts or tap on "View All Accounts" to see them all at once
To see your transactions, tap on any account and then tap on "Transactions"
You can filter your transactions by date range, category, amount, or keyword
You can also search for a specific transaction by tapping on the magnifying glass icon on the top right corner of the screen
To see a check image, tap on any check transaction and then tap on "View Check Image"
How to deposit checks with your smartphone
The app allows you to deposit checks from your smartphone at no extra charge. Here are the steps:
Log in to the app with your user ID and passcode or fingerprint or facial recognition
Tap on the menu icon on the top left corner of the screen
Tap on "Deposit Check"
Select the account you want to deposit the check into
Enter the amount of the check
Tap on "Take Photo" and follow the instructions to capture an image of the front and back of the check
Review the information and tap on "Submit Deposit"
You will receive a confirmation message and an email receipt for your deposit
You can view your deposit status by tapping on "Deposit History"
How to transfer funds and pay bills
The app allows you to transfer funds between your M&T accounts or make payments to your M&T loans and credit cards. Here are the steps:
Log in to the app with your user ID and passcode or fingerprint or facial recognition
Tap on the menu icon on the top left corner of the screen
Tap on "Transfer & Pay"
Select the type of transfer or payment you want to make
Select the accounts you want to transfer from and to or the biller you want to pay
Enter the amount and date of the transfer or payment
Review the details and tap on "Confirm"
You will receive a confirmation message and an email receipt for your transfer or payment
You can view your transfer or payment history by tapping on "Activity"
How to manage your cards and alerts
The app allows you to order a replacement card, report a lost or stolen card, or add authorized users to your credit card. It also allows you to get timely account information with M&T Alerts via email, text, or app notification. Here are the steps:
Log in to the app with your user ID and passcode or fingerprint or facial recognition
Tap on the menu icon on the top left corner of the screen
Tap on "Manage Cards" or "Alerts"
Select the card or account you want to manage
Choose the option you want to perform, such as order a replacement card, report a lost or stolen card, add an authorized user, set up alerts, etc.
Follow the instructions on the screen to complete your request
You will receive a confirmation message and an email receipt for your request
You can view your card or alert settings by tapping on "Settings"
Conclusion
The M&T Bank app is a convenient and secure way to manage your money from your smartphone. You can access your accounts, deposit checks, pay bills, transfer funds, send money with Zelle, and more. You can also log in with your fingerprint or facial recognition, order a replacement card, report a lost or stolen card, add authorized users to your credit card, get timely account information with M&T Alerts, and access customer service and support. To download and use the app, you need to enroll in online banking and follow the steps in this article. We hope you find this article helpful and enjoy using the M&T Bank app.
FAQs
Here are some frequently asked questions about the M&T Bank app:
Is the M&T Bank app free?
Yes, the M&T Bank app is free to download and use. However, you may incur data charges from your wireless carrier depending on your plan.
Is the M&T Bank app secure?
Yes, the M&T Bank app is secure and uses encryption technology to protect your information. You can also use fingerprint or facial recognition to log in, set up security questions and answers, and receive alerts for suspicious activity.
What if I forget my user ID or passcode?
If you forget your user ID or passcode, you can reset them through the app. Tap on "Forgot User ID" or "Forgot Passcode" on the login screen and follow the instructions to verify your identity and create a new user ID or passcode.
What if I have a problem with the app?
If you have a problem with the app, you can contact customer service and support through the app. Tap on the menu icon on the top left corner of the screen and then tap on "Contact Us". You can call, email, chat, or visit a branch for assistance.
Can I use the app outside of the U.S.?
You can use the app outside of the U.S., but you may incur additional fees from your wireless carrier or foreign banks. You may also experience slower performance or limited functionality depending on your location and device. 44f88ac181